Smart Livelihood Idea – Apps For Livelihood?

A quick idea.

To improve the situation for refugees and internally displaced persons or those who depend on their livelihood. I think there should exist apps that enables more efficient livelihood.

So what mobile apps could then be created? Is backup in the cloud a good idea?

We have google spreadsheets. For this to be effective maybe we should have something like Mobile ICT in which you learn to use the phone for business.